All information provided on this website is general advice only and is not to be considered personal financial advice.

All informationon this website has been prepared without considering your financial situations, personal objectives or needs. It is important for you to seek personal financial advice before making any financial or investmentdecisions.

Wise Investment Advisers Pty Ltd and its associates do not accept responsibility for any inaccuracy, or any actions taken in reliance upon the information contained in this website.

All information on this website is subject to change every time there is a change inlegislation. Please contact Wise Investment Advisersif you wish to confirm the currency of any information provided on this website.