With over three decades practical business and investing experience, Bruce Davis in Wise Investment Advisers is building a team of highly ethical and professional financial planners.
Financial Planning is one of a number of fields of expertise necessary for anyone who wants to build and protect their financial independence and transfer wealth tax efficiently to their loved ones. Bruce’s companies specialise in working with other professionals, to provide wise advice in critical areas including: accounting; real estate and mortgages; estate planning; the law; and other specialist professionals. We do this to provide the very best service to all of our clients.
The financial and legislative landscape in Australia is about to change. Bruce has written about “The Baby Boomer Crisis” for decades. The Campbell Committee Report that was commissioned by Malcolm Fraser when John Howard was treasurer was released in 1981 and foretold of the crisis that will be caused when the Baby Boomers retire finishing in 2030. Paul Keating as treasurer implemented many of the recommendations including the introduction of compulsory superannuation and deregulating the Australian economy as recommended by the Campbell Committee Report. After almost 35 years our politicians bicker and argue and arrange deck chairs whilst the Titanic is sinking. Anyone who does not want to spend the last 20 to 30 years of their lives in a dire straits, need to take urgent action now. There has never been a greater time for you to invest. There are great opportunities for you to establish, implement and refine the best strategy for you.
As a check list, can you answer Yes to all of the below:
Do you have a specific goal detailing the exact amount you need to have invested outside your home to optimise your retirement?
Do you have a strategic plan to optimise your superannuation, real estate and other investments to accumulate those funds?
Do you have a strategic plan to assist your children or loved ones to maximise their wealth both before and after your death?
Are your accountant, financial planner, estate solicitor and mortgage broker all aware of your personal strategic plan and involved in its realisation?
Are your existing insurance policies sufficient to protect you and your plans if you cannot work or develop a serious disease or worse, until you retire from work and have realised your retirement invested funds? Is the majority of your insurance on a ‘level premium’ basis so that your costs will not increase as you get older?
Have you put in place strategies to avoid taxation on your estate when you die if any funds are to be passed to a child over 18 years of age?
There are at least ten more significant questions that could be added to the above list.
If you answer No to more than one of the above questions, then there it is unlikely that you will realise your financial potential. Regrettably for many, the chance of them achieving their optimum results is as likely as throwing darts and hitting the bullseye whilst blindfolded.
Fortunately there are solutions. Our team and associated professionals can assist you. There has never been a better time to take control of your destiny than right NOW.
If you do not have professional advisers that are co-ordinated to achieve you goals, then you need to organise a meeting with Bruce or one of his team to start to take control of your financial destiny.
The Chinese say that:
“The journey of a thousand leagues starts with the first step.”
Do not put it off another hour. Contact us today and we will organise an obligation free discussion or meeting with a professional who will assist you to optimise your financial opportunities before it may be too late.
